Long-term care insurance provides money for care when you’re too old or sick to wash yourself and cook, though few American use it. Many who do have found that some insurance companies are slow to pay up or deny payments completely.
Oregon is one of several states that’s adopting new regulations to improve the industry.
It used to be that the only way to appeal a long-term care decision in Oregon was in court, an arduous process for a person who may be elderly, sick or in a nursing home.
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