Here's one reason why America's racial wealth gap persists across generations

Angela Chevaux and her husband have made a good living in York, Pa. She’s an insurance claims supervisor and he’s in construction. But still, a recent inheritance from her father-in-law has been life-changing. He left them a retirement account, a life insurance policy, an annuity — and her husband and his brother inherited an old farmhouse in a secluded spot with a pond.

“We were able to buy the property — the other half — out from his brother at a decent price,” Chevaux says.

She figures they paid about half what the appraised value would have been.